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Tag Archives: bankruptcy

New Regulations Concerning Payday Loans

Published on June 1, 2009 by Kathleen Munden

As of early April 2009, the Texas Legislature and the U.S. Congress are both considering legislation to regulate payday lenders. Last week, state senators announced pending bills that would establish oversight of the largely unregulated payday loan industry. The proposals include licensing requirements, a 36% limit on interest rates charged on payday loans, a limit [...]

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8 Bankruptcy Secrets

Published on June 1, 2009 by Kathleen Munden

SECRET NO. 1: MOST PEOPLE KEEP ALL OF THEIR PROPERTY
The Bankruptcy Code provides for you to keep your home, cars, furniture, appliances, retirement plans, and other essentials that you need to get a fresh start. Although it is true that there are limits to the values of what you can keep in bankruptcy, those limits [...]

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10 Things You Should Know If You Are Considering Bankruptcy

Published on June 1, 2009 by Kathleen Munden

Often, clients consult with an attorney regarding a possible bankruptcy after they have taken actions that can cause them problems with a bankruptcy case. Usually, these things are done because they misunderstand what their rights and responsibilities are when they file a bankruptcy case. Most bankruptcy attorneys find that their clients would have been in [...]

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