If you are receiving calls from debt collectors, telemarketers, or scam artists from a toll-free number, you can find out who those callers really are and read notes from other people who have had experience with those callers. The website 800Notes allows you to enter the phone number that has called you, and link into the comments of other people about those phone numbers. The website also has some very good information about debt collection rights, harassing phone calls, phone scams, and identity theft.
For example, debt collectors often give false or misleading information about their company and who they represent. By entering the phone number from your caller I.D. onto the website, you may be able to find out more about the collector, where it is located, and other information from people who have had similar experiences and perhaps have done further research into the identity of the callers. Or you may be able to confirm whether or not a caller is involved in a phone scam or other illegal activity. Reporting these calls to your state attorney general or other consumer groups could help uncover such scams and save you and other members of the public from losing money or prevent damage to your credit rating.
If you are experiencing harassing phone calls from debt collectors or have questions concerning other consumer issues, please give us a call. Our consumer law department is ready to answer your questions and offer help to resolve your consumer problems.